Get a Free Quote

Affordable health coverage for you, your family, and your business.

We're an independent agency in Boca Raton, Florida. We compare plans from the leading carriers, find every subsidy you qualify for, and handle your enrollment from start to finish. Our service is free, and your premium is the same as buying direct.

Speak with a licensed agent (866) 542-5577
  • No fees, ever
  • Individual, family, Medicare & group plans
  • Support all year, not just at enrollment
  • Monday–Friday, 9am–6pm ET
Medicare Annual Enrollment is open now through December 7 ACA Open Enrollment begins November 1

Coverage We Offer

One agent for every stage of life. We'll tell you what's actually available in your county before we quote anything.

Individual & Family Plans

ACA Marketplace plans with premium tax credits applied up front, plus off-exchange options. Bronze through Platinum, HMO and PPO.

Open Enrollment: Nov 1 – Jan 15

Medicare Advantage

All-in-one plans for age 65+ or on disability, usually including drug coverage, often with a $0 monthly premium.

Annual Enrollment: Oct 15 – Dec 7

Medicare Supplement & Part D

Medigap Plans G and N for predictable costs with any doctor who takes Medicare, plus Part D drug plans matched to your prescriptions.

Supplement: year-round · Part D: Oct 15 – Dec 7

Small Business Group Plans

Group health for 2–50 employees, including level-funded plans and ICHRA setups that fit a small-business budget.

Enroll year-round

Short-Term Medical

Between jobs or waiting on employer benefits? Temporary coverage that can start as soon as tomorrow.

Enroll year-round

Dental, Vision & Supplemental

Standalone dental and vision, plus accident, critical illness, and hospital indemnity plans that pay cash directly to you.

Enroll year-round

How It Works

Most people are enrolled after one 20-minute call.

1

Tell us about your household

Who needs coverage, your ZIP code, your estimated income, and the doctors and prescriptions you want to keep.

2

Compare your best options

We bring back two or three plans that fit, with the real monthly cost after subsidies, the deductible, and whether your doctors are in network.

3

Enroll and keep us on speed dial

We submit the application and confirm your start date. For claims, ID cards, or income changes, you call us, not a 1-800 number.

Why Work With an Independent Agent?

Insurance carriers pay licensed agents a commission that is already built into every plan's price. You pay the same premium whether you use us or go direct. The difference is that you get someone who has read the fine print, checks your doctors and prescriptions against each plan, and picks up the phone when you have a problem next year.

We represent multiple carriers, so our recommendation is based on what fits you, not on a single company's product line. If there's a plan in your area we can't offer, we'll tell you.

Talk to an Agent

Important Dates This Season
Oct 15
Medicare Annual Enrollment opens
Nov 1
ACA Open Enrollment opens for 2027 plans
Dec 7
Medicare Annual Enrollment closes
Dec 15
Enroll by this date for ACA coverage starting Jan 1
Jan 15
ACA Open Enrollment closes in most states

Missed a deadline? A move, marriage, new baby, or loss of employer coverage opens a 60-day Special Enrollment Period. Turning 65 opens a 7-month window around your birthday.

Frequently Asked Questions

Is it really free to use an agent?

Yes. The carrier pays our commission, and that commission is already included in every plan's premium. There is no markup and no separate fee.

Can I keep my current doctor?

Often, but networks change every year. We verify your specific doctors against each plan before you enroll rather than assuming.

How do subsidies work?

Premium tax credits are based on your household size and estimated income for the year and are applied to your monthly premium in advance. We help you estimate accurately and report changes so you don't owe money back at tax time.

I'm self-employed and my income varies. Can I still qualify?

Yes, and that describes many of our clients. We help you set a reasonable estimate and update it during the year. Premiums are usually tax-deductible for the self-employed; confirm with your tax preparer.

I'm turning 65. When should I start?

Reach out three to four months before your birthday month. That leaves time to compare Advantage and Supplement options and enroll in Part B without a late penalty.

Will you sell my information?

No. Your details go only to the carrier you choose to enroll with.

Get Your Free Quote

Fill out the form and a licensed agent will call you within one business day with plan options for your area. Prefer to talk now?

(866) 542-5577

Monday–Friday, 9am–6pm ET. Extended hours during Open Enrollment.

[email protected]

By submitting, you agree that a licensed agent from Affordable Health Insurance Advisors may contact you by phone, text, or email about insurance options. Consent is not a condition of purchase. We never sell your information.